Venkatesh Ramchandra Bhagat

About the Candidate

Suryoday Small Finance Bank** — *Assistant Manager, Compliance*

**December 2023 – Present**

– Led **AML/CTF compliance** efforts across banking operations, ensuring compliance with global financial crime regulations.

– Conducted **KYC onboarding** for new customers, ensuring all profiles met regulatory requirements before approval.

– Managed **name screening** using **I-AML** to ensure customers were in compliance with **sanctions lists**, **PEPs**, and **adverse media**.

– Filed **Suspicious Transaction Reports (STRs)** in accordance with regulatory requirements.

– Conducted periodic reviews of customer profiles and transaction histories to identify red flags and mitigate financial crime risks.

– Collaborated with teams across departments to enhance **AML/CTF policies**, ensuring operational efficiency and regulatory adherence.

#### **Teleperformance (Revolut)** — *AML/CTF Analyst*

**May 2023 – December 2023**

– Performed **Customer Due Diligence (CDD)** and **Risk-Based Investigations (RBI)** to assess and mitigate financial crime risks.

– Conducted **Enhanced Due Diligence (EDD)** for high-risk customers and transactions.

– Utilized **I-AML** for **name screening** and monitored global sanctions lists, PEP databases, and adverse media for any red flags.

– Performed **transaction monitoring** to detect suspicious activities and initiated investigations when necessary.

– Prepared detailed reports for senior management and regulatory authorities, including **Suspicious Activity Reports (SARs)**.

– Worked with global teams to enhance internal **AML/CTF procedures** and ensure compliance with both local and international regulations.

#### **Accenture Solutions Pvt Ltd** — *Associate (KYC)*

**January 2022 – May 2023**

– Assisted in the creation and implementation of **KYC/AML** policies and procedures.

– Managed customer records and conducted periodic reviews of existing clients to ensure up-to-date compliance with regulatory standards.

– Conducted **name screening** during the **onboarding process**, using **I-AML** for screening clients against global sanctions lists and **PEPs**.

– Prepared KYC/AML documentation and participated in **transaction monitoring** activities.

– Contributed to the development of **AML/CTF training programs** for internal teams.

– Software Used: **I-AML**, **Trulioo**, **Dealroom**, **Google Sheets**, **Jira**.

#### **Accenture Solutions Pvt Ltd** — *Analyst (KYC)*

**August 2019 – December 2021**

– Performed **data entry** and **research** to verify and update customer information across internal systems.

– Assisted with customer **profile reviews**, ensuring compliance with KYC/AML regulations.

– Supported **name screening** of customers using **I-AML** and performed regular checks against global sanctions lists and PEP databases.

– Assisted in **transaction monitoring** and reporting suspicious activities for further investigation.